"Anung gagawin mo kapag nagkaroon ng malubhang sakit ang mga magulang mo o ang mga mahal mo sa buhay?"
Being a financial advisor/planner exposed me to different kinds of people with different background, different things they care about. But one thing is common, they have their own story. Three stories have been resonating in my heart. The story of my church mate, my mentor, and my friend that changed my perspective to many things, mainly about money, life and family. I will tell you the story of my church mate first and may be the other two in a separate post.
My church mate whom I will just call Art is only 21 years old and just starting his career as an accountant in BGC. His mother was an OFW in Saudi and worked hard just to give the best education for her children. However, come early last year, while Art's mother is working suddenly got a mild heart attack and went to ICU for treatment. After 2 months from her recovery, she decided to go back in the Philippines so she could rest and be with her family. But after a few weeks in the country, she got heart attack again, but this time it is far worse than the first one. She immediately went to ICU to get treated. Art's family just got a few savings and a few weeks after got depleted. Unfortunately, his mother will be needing a surgery in the heart that will cost more or less than a million peso, which cannot be covered by any of the health card in the country. I met Art in the church with a heavy heart for his mother and asking for prayers for his mother’s recovery.
One Sunday afternoon, we had a personal talk and shared to me his burden. He even told me that he cannot sleep at night because he is thinking of ways how to get money so that his mother can undergo the surgery. He even thought of selling his own kidney just to get money for the operation.
Art's story hit me. That night, I asked myself, what if it happens to one of my parents. Will I be able to help and support them? Am I ready for that responsibility? I care enough for my parents and like Art, I do not know what I can do just for them to recover and be well again. I started to recognize that my job as financial advisor/planner is very crucial to many families. The gift of having a health insurance that may help the cost of being critically ill in the future will help many people and their families. Immediately, I calculated my salary, deduct unnecessary expenses and saved money to get a good amount of health insurance for both of my parents. I know that there will be a need to sacrifice a little bit, but having the joy to take care of my family has its own rewards in the future.
Now, both of my parents have their own health insurance. If in any instance, something critical happens to them (which I hope will never come) in the future, with the help of GOD we will be somehow prepared for it.
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