Christmas season is fast approaching. And with this season comes the tradition of gift-giving. Many times, with the number of people that need to be given gifts, we just end up buying impractical tokens that just burn a hole in the pocket.
Parents would say that Christmas is just for the kids as they are the ones who receive gifts the most. But this is not necessarily so. Therefore, if you want to have a more meaningful Christmas while avoiding the hole-iday in your pocket, read on.
Ask yourself how you came up with the idea that Christmas is a time for gift-giving. The answer will likely be that you just learned it as a tradition, passed on to you by your parents and teachers. And you just accepted it as gospel truth; no different from the so-called truth that a cup of coffee can cost you over Php100 at a store outfitted like a hotel lounge (even though you can buy coffee for just Php55 with a delicious doughnut at a fast food chain store – and even get the chance to win a free doughnut to boot).
The brain tends to accept almost all inputs to it as the truth and then begins to question whether it is so. Unfortunately, when the input comes from people of authority like parents and teachers, the lame brain simply stops questioning.
Just like with personal finance, gift-giving for the holidays must be planned. So, keep your eyes wide open for practical bargains that are unusual but practical throughout the year. As a guide, follow gift idea tips on the Internet from yesteryears as the most current ones will be published when the season is already upon us.
For people who are close to you, spend a little bit more for the gifts that can further enrich them. A well-written book is one great gift. Tools of the trade are also great. An arts and crafts set, though expensive, will go a long way as a gift for one who dabbles into it; and so will a drill set for the handyman.
Giving investments is also a great gift in that it is one of those types that keeps on giving (earning). You may be looked upon as square. But don’t worry. The “thank you’s” may not come now. But they will surely come later. And what better gift is there than to see the smile on the face of the person you gave a gift to. More importantly, you may just establish a new tradition of practical gift-giving for your family.
And for those people whom material gifts don’t make an impact, just enjoy Christmas day with them over lunch or dinner and perhaps spruce it up a little with a tribute video that is so easy nowadays to do on the computer.
Lastly, please send help and prayers to those who will not be enjoying Christmas this year. These are the people who will be fleeing from war, going hungry from famine in their land, and who will simply be sleeping again on the hard and cold sidewalk on Christmas Eve, the same one that they had long called home.
We, your FinancePH advisors, will be glad and more than willing to help you plan your finances. Our customized financial planning approach caters to each individual needs, budgets and priorities.
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(Originally written by Efren Ll. Cruz, RFP at http://www.savingstips.com.ph)
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